![]() If your partner wants to keep the house, they must pay off the reverse mortgage. However, once the older borrower passes away, not including a younger partner or co-owner from the loan will require them to move out. Involving a younger spouse means the loan will be maintained longer, which results in a smaller payout. To receive a larger payout on a reverse mortgage, some consider excluding a younger spouse. The maximum claim amount is also eligible to Freddie Mac’s special exception areas, which are Hawaii, Alaska, Guam, and the U.S. This is because they’ve gained ample home equity, and they are closer to their life expectancy age.Īs of 2023, the maximum claim amount for FHA-backed HECMs is $1,089,300, which is 150% of the FHFA's national conforming limit of $726,200. Moreover, older borrowers typically receive more money from reverse mortgages. Thus, having more home equity means you can qualify for a larger loan. And the more equity you have on your property, the less you owe on it. The longer you pay for your home, the more home equity you build. How much money do you get? Home equity is the difference between your home’s appraised market value and the mortgage you have against your property. If you cannot pay it back, you risk losing your home to foreclosure. Failing to do so means your lender will require you to pay back the loan. ![]() Important Note: Be sure to maintain the property, pay real estate taxes, and homeowner’s insurance. You only need to repay the reverse mortgage when: But of course, you eventually have to pay it back. You don’t need to make monthly mortgage payments. Think of it as a bank pre-paying you for your property before you actually move out. You can withdraw from the credit line as needed, and you don’t have to pay it immediately. With a reverse mortgage, borrowers get paid for their home without having to sell and move out of their property. But just like a regular mortgage, it uses your home as collateral. It allows you to withdraw a portion of your home equity and convert it into cash. The total amount is based on the equity of your home and your life expectancy. Instead, a reverse mortgage is the opposite of a traditional mortgage: It usually comes in a line of credit paid to you by a lender. While people might find it confusing, this is not at all a second mortgage which requires monthly payments. Taking a reverse mortgage is a popular financial strategy that helps generate more income during retirement. By knowing your loan options, we hope to help you make better financial decisions before and during retirement. We’ll also explain the benefits and disadvantages reverse mortgages. We’ll focus on Home Equity Conversion Mortgages (HECM), including qualifications for this type of loan and how they work. Our guide will discuss what reverse mortgages are and what they are used for. ![]() ![]() If you’re close to retirement, it’s a good time to look into reverse mortgages. Others may even want an extended vacation to enjoy their golden years. For some people, they might want extra money to purchase a better home more equipped for senior living. While you’ve saved enough for daily expenses, you also have to factor in extra medical bills and other important costs. But depending on your situation, you might need additional income to support you as you age. Reverse Mortgages: What are HECMs and How to Use Them?īefore reaching your senior years, you’ve probably set aside savings and planned for retirement.
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The Leapfrog Group is a registered 501(c)(3). Never disregard, avoid or delay in obtaining medical advice from a doctor or other health care professional because of material on this site, as the site is not intended to be a substitute for professional medical advice. Neither Leapfrog nor its affiliates are responsible for any damages or costs that may be incurred with respect to use of this site. Currently San Antonio Regional Hospital's 470 physicians cover 80 specialty areas of medicine. Individuals are solely responsible for any and all decisions with respect to their medical treatment. Overview San Antonio Regional Hospital is a Hospital with 1 Location. The information viewed on this site is not intended to be the only or primary means for evaluating health care facility quality nor is it intended to be relied upon as advice or a recommendation or an endorsement about which facility to use or the quality of the medical treatment that a patient will receive from a hospital, ambulatory surgery center, or other health care provider. Send invoices to this email account and communications to this email account or call (310) 943-4735.© The Leapfrog Group - All rights reserved.īy viewing this website you are agreeing to our TERMS OF USE. Personal protective equipment and masks will continue to be required as clinically indicated for infection prevention and control purposes. Employee Service Center fax is (714) 560-5220. Home Locations & Directions University Hospital Mask Guidelines Update Masks and face-coverings are optional. It’s as easy as a phone call, a fax or a visit to our Medical Records Department. This notice applies to San Antonio Regional Hospital Outpatient Services at the Scheu Family Building, 685 Building, 901 Building, Rancho San Antonio Medical Plaza, Sierra San Antonio Medical Plaza, Eastvale San Antonio Medical Plaza, San Antonio Urgent Care Ontario, and San Antonio Pharmacy at Casa Colina. If you need a Birth or Death Certificate or corrections to a certificate, please contact the Texas Department of Vital Statistics EmployeesĮmployees requiring assistance can call (844) 900-4767 or email Human Resources or Payroll. How to Get Your Medical Records If you would like to see or receive a copy of your medical records at University Health, we are committed to completing your request in a timely manner. If you received a bill for hospital services, you can use this online payment link or email us. Request a Medical Record According to HIPAA rules and regulations, you are entitled to a copy of your medical record. If you need a new physician, contact your insurance company for suggestions. Medical Records Request: For Electronic Release of Information, please click here to request your records. If are happy with your current physician(s), call your physician's office and ask if they will continue to see patients, then confirm where their new office location will be.ĭue to Nix Health’s closure, some physicians’ offices have relocated. Steward Corporate All Steward News > Texas Vista Medical Center in San Antonio, Texas, has permanently closed and is no longer providing patient care. My Health Records Employee Portal Physician Portal Pay Your Bill 1 909.985.2811 COVID-19 Vaccination Home Services & Programs. If your physician(s) are affiliated with or have offices at Nix Health, you will need to make plans to continue your care. The health insurance marketplace is for people who dont have health coverage through their job, Medicare, Medicaid, CHIP, or another source that provides. Nix Home Care, 2929 Mossrock Drive, San Antonio, TX 78230įor access to your medical records, please contact:įax completed form, along with a copy of your ID to ScanStat at (210)-319-5853.Īuthorization Access/Release Patient Health Information Continuing Your Care.Nix Specialty Health Center-Behavioral, 4330 Vance Jackson Road, San Antonio, TX 78230.Nix Sleep Clinic, 5421 Broadway Street, San Antonio, TX 78209.Nix Behavioral Health Center, 1975 Babcock Road, San Antonio, TX 78229. ![]()
![]() Ron Fuller has arrived at today's meeting with a better idea. ![]() Site meeting: Architect Nigel Bell (left) meets Ron Fuller and Susan Templeman to discuss building their new home. Plenty of the other razed houses were made of brick. This firestorm erupted fast and close to homes, but Harry escaped with the cat, two laptops, some family photos, one of his guitars - and his life. On October 17, a furious fire galloped out of that gully and devoured their home at 36 Emma Parade, Winmalee, and another 15 houses in the same street, which runs along one of the many ridges that form the suburban streets of the Blue Mountains. The architect is gently planting the seeds of ideas for what might rise from these ashes, replacing the home where the couple raised their son and daughter - where Harry played his bass guitars and Phoebe practised her ballet, where Templeman and Fuller built an enviable Aboriginal art collection, and where the family all loved to sit on their timber deck and inhale the bush lapping at their back fence. ''Which is about the most flammable material you can imagine,'' their architect Nigel Bell says.īell, a bushfire specialist, is standing amid the ash and ruins of Templeman and Fuller's house, just 15 days after it was razed in a sudden conflagration ignited by a branch falling on a power line. Money was tight and they built what they could afford - a kit home made of western red cedar perched on treated pine poles. It was 1991 and the couple had returned from overseas, where both were foreign correspondents for radio stations. Nobody was calling it the Flame Zone the first time Susan Templeman and Ron Fuller built on this block of land atop a bush-dense gully in the Blue Mountains. ![]() 50, 100, and 250GB blocks are also available. These come without a free trial or VPN but have a 100Mbps speed limit and SSL. In addition, TweakNews offers five block subscriptions. TweakNews packages have a 10-day risk-free trial. The free VPN is also included, all for €12.95 (£11.70 or $15.37) a month. This costs €9.95 (£8.99 or $11.81) for a monthly bundle, €49.98 (£45.14 or $59.33) for six months, or €90.00 (£81.29 or $106.83) for an annual subscription.įinally, the Ultimate+VPN bundle has unlimited speed and 60 simultaneous connections. The Lighting package is next, bumping the speed to 100Mbps and simultaneous connections to 40. With the Fast package, you get 50Mbps maximum speed, 30 simultaneous connections, and costs €7.95 (£7.18 or $9.44) a month. These all come with unlimited data and downloads, and free SSL. Three main plans are available from TweakNews: Fast, Lightning, and the "Best Deal" Ultimate+VPN package. You can get access to a VPN in addition to Usenet for just a few extra euros a month (Image credit: TweakNews) Pricing It's worth noting that although the binaries performance was relatively fast, the TweakNews website itself was sluggish. This represents good speed performance, with the file downloaded within 15 minutes. The file downloaded at a regular rate of around 2500Kbps, hitting a maximum of just over 2700Kbps. Next, SpeedTest was used to measure the speed, which established it at 63Mbps.įinally, a 521-day old 1.5GB file was chosen. A server in the Netherlands was selected. We tested TweakNews to get an idea of how fast it can deliver downloaded binaries.įirst, a connection to a third-party VPN was established. Note that there is no provision to pay using anonymous cryptocurrencies TweakNews collects your name and email address, zip or postal code, and your country of residence.įurther privacy can be enjoyed by signing up to TweakNews' Ultimate+VPN package. This would seem to be a striking error if merely an oversight, so potential subscribers might like to consider their options if online privacy is a concern. No specific information is provided concerning access to newsgroups, or binaries downloaded. It declares that "Tweaknews has never sold customer data to third parties." The TweakNews Privacy Statement was last updated in May 2018. This is the equivalent of using HTTPS when using online banking or shopping through your web browser. SSL is now a standard feature for Usenet providers, giving you the option of an encrypted connect to a Usenet server for downloads. The TweakNews website states "4200 DAYS BINARY RETENTION: We can take you back in time more than six years!" This is somewhat confusing as 4200 days is clearly almost twice that amount. Retention is 99.9% complete, which means that almost everything, save a few corrupt files, malware, and spam, is available. Binaries uploaded in 2010 can be downloaded with a TweakNews subscription, giving you access to a good portion of the Usenet archive. This is around 11 years' worth of content uploaded to Usenet that should still be available. Most of the older newsgroups can be accessed through online archives, such as Google Groups. Some services offer five or six years' worth of retention, while others provide access to materials uploaded over a decade ago. It represents the duration of data on a Usenet server. When choosing a Usenet provider, retention is a key decider. ![]() For other issues, a contact form is provided to raise a support request. There is useful information here for anyone new to Usenet, PAR2 and NZB files. TweakNews has a useful support page, with general FAQs covered. TweakNews offers a general FAQ on its site but you contact the company for additional support (Image credit: TweakNews) When rocks have blunt, gently-curving edges, some of the water tends to follow that curve and trickle back under the rocks. They should also have sharp, squared edges water will cascade more cleanly over sharp edges. The spillway rocks should be relatively flat as opposed to rocks that are more rounded in shape. These are the rocks that will make up the waterfall itself. The most important rocks are what might be termed the “spillway” rocks. Now, it’s time to move on to the structure itself. If your carpenter’s level is showing that the bottom of the hole (where the sand is) is not level, then remove the preformed liner from the hole and rake the sand until it is level. Make sure it is level - front to back, and left to right. Next, place the preformed liner into the hole for the backyard pond. Rake the sand to get the level of the preformed liner just right. That will reduce the amount of dirt that will fall into your pond. Put about an inch of sand at the bottom of the hole, so that the top rim of the preformed liner will stand about an inch above ground level. ![]() Sand will also be used at the bottom of the hole, because sand floors provide the stability needed to play with the height of preformed liners. If you find the hole you’re digging is a little bigger than the liner, just fill in the sides with sand. The depth of the hole should be the same depth as the liner and the diameter as close to the actual diameter of the liner as possible to ensure a nice, snug fit. (Mark the outline with flour or white spray paint.) Then start digging! Simply invert the liner and trace around it on the ground. Then measure the liner you have chosen so you can dig a hole big enough to hold it. Remove all weeds in the area where you will be digging your pond. If you don’t have an outdoor outlet, one will have to be installed by a certified electrician. ![]() ![]() Ideally, the the waterfall should be located close to a patio, deck, or porch. Your backyard waterfall will run on electricity, so it will need to have its own outlet for a power source. Large ceramic flower pot (or similar) to house tubing about 11 inches tall.Tubing to run from pump to top of waterfall.Most of these can be found at hardware stores or discount DIY stores, like Lowe’s or Home Depot. We’re big fans of the backyard waterfall garden, so here’s a step-by-step guide to building your own waterfall right in your own backyard!īusy? Pin this to your Pinterest board for later.įirst, gather your supplies. The process isn’t very difficult and can be achieved with little expense. You can easily build your own backyard waterfall to add interest to your yard. The skin-and-bones driver cowers, but Pineapple's teddy bear ferocity far outweighs any volcanic outbursts of aggression. With no warning, the immovable Pineapple boards Michael's bus – leather jacket studded and patched like a Hawiian Hell's Angels representative. The pairing of Michael and Pineapple is a sweet and sour combination that immediately throws our rutted protagonist into playful unease. Michael's new tribal tattooed co-pilot is maybe the devil on his shoulder, maybe his guardian angel, or maybe both – but in any case, their passengers are in for one unpredictable ride. ![]() Hours on the road reveal Micahel's reasons for staying in nowheresville Kent years after graduating, his virginal shyness, and Pineapple's island brand of no-cares mentorship. After an altercation and a black eye, Michael's company hires a titanic Samoan named Pineapple ( Pineapple Tangaroa ) as private security. Welcome to the "Drunk Bus," where driver Michael ( Charlie Tahan ) aka "Fuckchop" (unfortunate nickname) transports stupefied students around campus during their late-night binges. Annoying dispatch operators, bean burrito firing squads and all. Yes, metaphors run heavy in this public transit dramedy about dulling innermost pains with "safe" routines – but that doesn't make (supposed) "real 2006 s***" any less resonant. Steering the wheel but electing to venture nowhere. Where Seann William Scott and DJ Qualls once learned salacious lessons while crossing state borders, this is a story about retracing the same college-town loop day after month after year. ![]() (The SXSW Film Festival may have been cancelled, but our coverage will go on with reviews of films and TV shows made available to our critics.) John Carlucci and Brandon LaGanke 's Drunk Bus is an anti-road-trip comedy with plenty of mileage. ![]() information on pasting code, see Copy and paste button code. Paste the following code onto your web page below an image or a text description of the item. Non-hosted email payment links are not secure. In a production environment, you should always use a hosted email payment link to prevent malicious users from tampering with the code. Important: The example email payment link shown below is included for illustrative purposes only. You can use the same variables and values that you include in HTML Donate buttons. You can write your own URL code for Donate email payment links. Or, if you are running multiple fundraising events, you can fill in the purpose of this specific donation. In the Organization name/service field, type in the name of your organization. Choose Donations from the drop down menu. The code uses the amount and the currency_code variables to set fixed contribution amount at $25.00 USD. In Step 1, you will be asked what type of button you would like to create. The sample HTML code below illustrates a Donate button where the contribution amount that donors make is fixed and cannot be changed. The sample code above produces the following result: ![]() This makes your donation button more secure and saves it on PayPal. When you’re finished with this, you need to visit the Step 2 module and from there, check the Save Button at PayPal box. Paste the following code onto your web page below an image or a text description of the item. When you enter into the PayPal Payment Button Creation page, click on Donations to create a Donation button. The code uses the currency_code variable to set the currency for the contribution amounts that donors enter. The sample HTML code below illustrates a basic Donate button where donors enter their own contribution amount during checkout. To prevent malicious tampering of buttons on your live website, always encrypt your manually created buttons. Add a Paypal Donate Button To Your Site Support. Important: This page contains unencrypted button code for illustrative purposes only. Spacing/Padding for PayPal Buttons on Product, Cart and Checkout Page Support Premium WordPress Themes. The blog I need help with is: (visible only to logged. URL code for Donate email payment links Ive pasted the appropriate code into a text widget, but when I save it, it cuts off most of the code.The following code samples demonstrate various features of PayPal-hosted Donate buttons. You can begin the confirmation process at You'll need to provide. To get the discounted rate, we need to confirm your charity account. Charities can use PayPal to collect donations and can receive a discounted rate. View our PayPal Developer page to see the current Donate experience.PayPal Payments Standard / HTML Reference / Sample Button Code / Donate Donate: Sample HTML button codeĭocs Legacy Last updated: January 6th 2022, 12:00:51 pm The PayPal Donate button is a convenient and cost-effective way to collect donations online. To receive recurring donations simply set up a Donate button and integrate it to your site. Visit our PayPal Nonprofits site to learn all about the tools PayPal provides to help nonprofits raise money. Both the organization and the customer can control the automatic payments in their respective profile settings if they would like to cancel or change the amount.ĭonate button is automatically mobile-optimized for easier payments on small devices. Your organization only pays processing fees when they receive a donation.Ĭustomers can choose to automatically give a monthly donation to your organization. There are no monthly or set-up fees with donation button payments. PayPal Donate Button is a donation button provided by PayPal which is an American company operating a worldwide for online payments system where you can transfer and revive funds worldwide. When donors click your Donate button, they complete their donation on the PayPal site. You’re a representative of the organization. Your organization is legally registered with the appropriate regulatory body. When you logon PayPal, it has tools to generate buttons and code to connect them with you PayPal.You’ll need to provide information to prove that: If we're unable to link your bank account, we’ll need some information about you and your charity to complete the confirmation process. You can do this right away by adding a charity bank account. The PayPal Donate button is a convenient and cost-effective way to collect donations online.Ĭharities can use PayPal to collect donations and can receive a discounted rate. To get the discounted rate, we need to confirm your charity account. These are the “bots” sending you their search results back to you. Note the query results on the left-hand side. Type in find Lord of the Rings in the bottom chat bar. I’ve mentioned the commands (either find or search (less the space after the I’m going to search for Lord of the Rings. I also untick the “Turn ignore back on” box. If you’re having trouble receiving files remember to come back here as it might be the file extension that isn’t in the accepted list. I would add, if not already showing in the list, *.rar / *.mobi / *.epub. This setting basically shows what files will automatically be accepted. Also, whilst your in the options, under the DCC tree, click “Ignore”. Check Auto-get file (you’ll get a warning – read carefully). ![]() But, before you do anything else, you need to do a few tweaks in the settings to allow automatic receiving of files. search Stephen king or find lord of the rings. The search terms are either search or find (less the space after the i.e. You’ll then be in the #ebooks channel on irchighway. You’ll be presented with some channel options - In the top box (enter a channel name) enter “#ebooks” and then “Ok”. You’ll see a load of text scroll in the background. Now select “File” (top left) and then “Select Server”. Enter in both the description and address field. Press continue (twice) and you’ll get the below screen:Ĭhoose a Nickname and an alternative nickname (the alternative is in case your nickname is already in use when you log into the network). Once downloaded, install and then run the program. I use option (2) because I’m a pirate after all!! After that you can either (1) pay a one-off fee of US$20 or (2) install it and grab a version from a torrent site with a crack. This post is specifically designed for using IRC on windows. However, IRC is my go to place for grabbing ebooks. ![]() I’ve used IRCs since the early 2000’s although I use it far less often now as I tend to use torrents/ddl for other types of warez. This post is specifically about using IRC for grabbing ebooks. The suggestions often given are the same and the purpose of this post is not to go into detail on what is best and what are the options. There has been a lot of posts recently about ebooks (i.e. ![]() Hell, it even has musicals! It remained one of the " Big Three" long-running shonen manga/anime in serialization today (or. then), and it inevitably gets compared to its colleagues, as well as Dragon Ball (of which Kubo is inspired by) and Yu Yu Hakusho (which shared the same director). It's also notable for having one of the largest Peripheral Demographics in the history of shonen manga - it has not so much an Estrogen Brigade as an Estrogen Legion.Īfter 10 long years, the manga entered its final arc, which began on Februand finished on August 17, 2016. There are fourteen story arcs so far, including the anime-original Filler: The anime ended after 7 1/2 years on Main favor of the Naruto spinoff Rock Lees Springtime of Youth, leaving the ending to be the only arc not planned to be adapted to animation. Substitute Shinigami Arc (Volumes 1-6 episodes 1-14).Soul Society Arc (Volumes 7-20 episodes 15-63).Arrancar Invasion Arc (Volumes 21-27 episodes 110-143).New Captain Arc ( Filler episodes 168-189).Turn Back The Pendulum Arc (Volumes 36-37 episodes 206-213).Zanpakuto Rebellion Arc ( Filler episodes 229-255).The Beast Swords Arc ( Filler, episodes 256-265).Gotei 13 Invasion Army Arc ( Filler episodes 317-342).The Lost Agent Arc (Volumes 49-54 episodes 343-366).The Thousand-Year Blood War Arc (Volumes 55-74, not yet animated). ![]() On February 22, 2012, Warner Brothers Studios announced the licensing and planned development of a live-action Hollywood movie. ![]() But there WAS a Japanese live-action movie released in 2018, which covered the first arc of the series. Generally a bowl placed higher will also have less chance of becoming soiled by feces.Ĭockatoos sure like to break things, so make sure to buy durable bowls that are very hard to detach from the side of the cage. It is better to hang the bowls from the bars of the cage, as a cockatoo likes to eat in a ‘safer’ higher place instead of the floor. You can choose between bowls that can be placed on the floor or bowls that can be attached to the bars of the cage. Best is even two bowls for food one for dry foods and one for wet food like fruits. Of course the cage of your bird needs to be supplied with a bowl for water and one for food. You don’t need to spend any money on them, as you can collect them from local trees. of willow, beech or fruit trees (never provide branches of pine trees / conifers). You can choose to buy one good perch made of very strong wood, and provide other perches of lighter wood e.g. ![]() This is part of a fun life for a cockatoo. ![]() You should provide your bird with multiple perches of different diameter to strengthen the feet and wear down the nails effectively. The perch should be big enough so the cockatoo will not reach all the way around it, but rather 3/4 ths or halfway around it.Īlways keep in mind that perches are for temporary use it is normal that your bird will chew on them and eventually destroy them. A perch that allows the front and back toes to meet is much too thin for a permanent perch. The perches should be as big in diameter that your cockatoos feet circumvent only half to three quarters of the perch. ![]() These perches are preferably made of wood, as this is warmer to the touch than metal and can also be used to chew on. Perches Good size diameter of the perchĪ cockatoo needs perches to sit on. An empty cage or aviary cannot be used you need to fill it with perches, toys, food and water bowls and you need to put some hygienic absorbing bedding on the floor. |
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